It Starts with You.
Our process begins with getting to know you and your goals. Our team of investment professionals construct portfolios designed to meet client’s specific financial challenges and life goals.Tell us where you want to go, and we'll work with you to develop a plan that suits your needs. And as your life changes, we'll adjust your plan so it better aligns with your new path.
We believe a detailed planning process can be one of the most effective ways to create financial independence. An effective plan may not only provide financial confidence throughout your life, it can reduce the damage disability, critical illness, or other sudden losses of income may have.
So what are the steps?
1. Introductory Meeting
In our first meeting, we'll identify your goals, priorities, preferences, and any obstacles you may have. We'll also mutually establish what your expectations are for us, and if an ongoing partnership is the right fit.
2. Exploration & Preliminary Planning
After our first meeting, we'll take a deeper dive into your situation. As we have a more detailed conversation about your personal and financial goals, we'll start sketching a preliminary plan. The more open and transparent this phase is, the more detailed our plan will be.
3. Detailed Planning
Now that we have a foundation, we can deliver an easy-to-follow roadmap that will guide you towards your financial goals. This plan will address the areas that are most important to you, and outline the steps needed to conquer potential obstacles. Your plan will also aim to gain maximum returns via a solid, tax-efficient portfolio.
4. Ongoing Support & Advice
Life is constantly changing, and your goals will too. When new priorities lead you towards different approaches to wealth management and savings, we'll be here to adapt your plan so it transitions along with you.
Investment Selection
With hundreds of investment products to choose from, we use a number of different criteria when implementing a thoughtful due diligence process.
These investment products will include but are not limited to:
- Strong Performing Managers in each asset class
- Pursue Performance and Risk Objectives
- Managers that fit specific risk/return and tax management attributes
- Comply with investment guidelines
- Competitive benchmark performance
- Major changes to portfolio
- Comparative performance with similar investments
- Expense ratios
Portfolio Execution
Although there is no guarantee of success, investments in the portfolio will be prudently diversified using assets allocation methodology. Assets will be invested in a combination of passive and active management styles. Portfolios may include, but not limited to: Individual Equity Securities, Mutual funds, open and closed ended, Managed Futures, REITS, ETF’s, Limited Partnerships, Annuity Contracts and Cash Reserves.
Benchmarking: We have shifted investment focus and satisfaction from benchmark comparisons to outcome-based portfolio construction. As a result, we benchmark against progress towards each client’s specific goals.
Review, Monitoring and Rebalancing: We meet with clients on a regular schedule to review life needs and financial goals to ensure the portfolio continues to address current objectives. Additionally, our investment team continuously reviews positions and manager to ensure the portfolio continues to address client needs.
Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against a loss. Asset allocation does not ensure a profit or protect against loss. No strategy assures success or protects against loss. Investing involves risk including loss of principal.
DISCLOSURES:
Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
Asset allocation does not ensure a profit or protect against a loss.
Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against a loss.
Contact us today to see how a financially sound plan may bring you closer to your goals.
